Available for select projects & conversations

Kshitij Mohan Agarwal.

I build products AI agents automation industry-firsts at the intersection of design, business, and emerging tech.

Currently leading the AI / Automation Labs charter at Grip Invest as AVP – Product, and teaching Product Management as a Coursera Instructor. Previously built a payments + SMB platform from zero to $1.5M GMV/month at Bizrise.

LinkedIn Email +91 86500 47046 kshitijmohan.com

Selected Work

A few launches I'm proud of.

2025 · GRIP INVEST

India's first SEBI-registered OBPP

Designed the regulated path for retail bonds in India. Helped Grip become the first registered Online Bond Platform Provider — turning a thinly-traded asset class into a clean, compliant retail product.

FINTECH REGULATORY RETAIL BONDS
2025 · GRIP INVEST

AI-Native SDLC

Rolled out AI agents across PRD, sprint planning, analytics and code/test loops. Lifted shipping velocity 5–6× with half the team — and changed how the org thinks about staffing roadmaps.

AI PRODUCTIVITY AGENTS
2024 · GRIP INVEST

24×7 Bond Trading via AMO

First-of-its-kind After-Market Order flow for retail bonds — letting investors place orders any hour of the day, settled at market open. The rails were the hard part.

PAYMENTS FINTECH
2024 · GRIP INVEST

'Infinite' bond auto-compounding

Reinvest bond coupons automatically into mutual funds — turning a fixed-income asset into a compounding one. India-first, built end-to-end with the regulator-aware payments rails.

PRODUCT WEALTH
2022 · GRIP INVEST

Digital RFQ Payments

Designed and shipped the first digital RFQ payments flow for retail bonds — drop-offs collapsed from 52% to 0.98%. The flow is now table stakes in the category.

PAYMENTS UX
2019 – 22 · BIZRISE

$1.5M GMV/mo SMB platform

Built Nearpe (payments) and Bikry (SMB platform) from zero. Onboarded 200K+ SMBs across India. $500K ARR. Channel ROI up 32%.

SMB PAYMENTS 0→1

Career

Eight years in product, mostly fintech.

Oct 2024 — Present

Assistant Vice President, Product

Grip Invest

Leading the AI / Automation Labs charter alongside four product pods (Onboarding, Discovery, Transaction, Partner & API). Set the AI vision, ship in production, govern outputs.

  • India-firsts: SEBI-registered OBPP, 24×7 bond AMO, bond-coupon auto-compounding via 'Infinite'.
  • AI-native SDLC: 5–6× delivery velocity with half the team. n8n + Pinecone funnel anomaly system.
  • Agentic operations: KYC voice flows, investment outreach, automated XIRR/YTM validation.
  • Growth: 10–15% MoM business growth; signup→KYC +23%; fastest DP go-live and fastest 10K demats opened in market.

Jun 2022 — Sep 2024

Senior Product Manager

Grip Invest

Brought regulated retail bonds to a clean digital experience. Owned the launches that defined Grip's product motion before the AI charter.

  • Digital RFQ Payments: drop-offs cut from 52% → 0.98% — first-of-its-kind for retail bonds.
  • Multi-asset 'Baskets': AUM up 30% MoM; 23% retail OBPP market share captured.
  • KYC funnel automation: Digilocker / CKYC / BAVs — TAT cut 40%; analytics drove +20% order conversion.

Oct 2019 — Jun 2022

Head of Product

Bizrise Technologies

Built two products from zero — Nearpe (payments) and Bikry (SMB platform) — and scaled them across India.

  • Scale: $1.5M GMV/month, $500K ARR, 200K+ SMBs onboarded.
  • Channels: pan-India distribution ROI +32% via behavioural analysis and A/B testing.

Sep 2017 — Sep 2019

Founder & Head of Design

Cusp Studios

Consulted 50+ brands on product, funnels and user journeys. Built 10+ digital-first products from scratch — many went on to raise and scale.

Jul 2016 — Aug 2017

UI / UX Design Associate

Innerchef

Overhauled the app and website experience — drove acquisition past 100K users. Designed engagement campaigns from behavioural analytics.

Tools & Stack

What I reach for.

AI
Claude (Anthropic) · GPT-4 / Azure OpenAI · RAG architectures · Pinecone · Prompt engineering · AI agent design · Voice agents · Multi-agent flows
Automation
n8n · Python · Zapier · Zoho · Freshworks · AppsScript · Retool · Webhooks & APIs
Product
Jira · Confluence · Figma · Notion · Slack · Webflow
Data
SQL · Google Analytics 4 · Metabase · Clevertap · MoEngage · Microsoft Clarity

Education

Where I learned, and where I teach.

B.Tech. · Indian Institute of Technology (IIT) Roorkee
2013 – 2017

Manager Design at Cognizance, IIT Roorkee's flagship tech fest  ·  Additional Course in Financial Management (10 GPA)

Coursera Instructor — teaching Product Management since February 2026. New cohort of PMs every quarter.